Student Travel Insurance
Are you a Canadian student planning to study abroad? Our Student Insurance has been tailored to your needs. While it includes important benefits like medical and dental treatment, it also has several benefits that go above and beyond emergency medical. So, whether you need to get your wisdom teeth pulled, your eyes examined or tutoring services due to hospitalization, you’ll be protected!
Key Benefits
Maximum liability $2,000,000
Emergency medical treatment
- Emergency medical treatment for sickness or injury whether in-patient or out-patient care
- Services of physician, surgeon, anaesthetist, registered graduate nurse
- Up to $15,000 for private duty nursing
- X-rays and laboratory services
- Rental of medical appliances
Non-emergency medical treatment Up to $3,000
Ambulance Including mountain and sea rescue. Taxi expenses up to $125 in lieu of ambulance
Prescription drugs Limit of a 30-day supply, up to $10,000
Eye examination One visit per 12 months period
Annual physician visit Up to $150 for one check-up or one consultation session and prescription of the ‘morning after pill’ per 12 months period (if 365 days are purchased)
Emergency air transportation Up to Policy limit
Maternity Up to $25,000 if pregnancy commenced during period of coverage
Key Benefits
Dental
- Up to $5,000 for accident
- Up to $600 for dental pain
- Up to $150 for impacted wisdom tooth
Professional medical services Up to $600 per practitioner for visits to licensed physiotherapist, chiropractor, chiropodist, osteopath, acupuncturist, speech therapist, naturopath, or podiatrist. Referral needed for acupuncturist and naturopath
Psychological/Psychiatric
- Up to $1,000 for visits to a physician, psychiatrist, or psychologist
- Up to $10,000 for hospitalization
Repatriation
- Up to $25,000 for repatriation
- Up to $5,000 for burial/cremation at place of death (excluding cost of burial coffin or urn)
- Up to $5,000 for a family member to travel and identify your body and up to $1,500 for meals and accommodation
Family transportation Up to $5,000 for transportation costs and up to $1,500 for meals and accommodation in the event of your hospitalization
Accidental Death and Dismemberment Insurance
Available as a Single or Multi Trip policy, our Accidental Death & Dismemberment (AD&D) Insurance is ideal for students enrolled in a school in Canada.
Coverage
$10,000
Optional limits available:
Air flight/common carrier – $100,000
24-hour Accident – $25,000
Conditions, limitations and exclusions apply. See policy for details.
Travel worldwide
Travel worldwide is valid as long as majority of time is spent in country of study. No coverage provided while in home country
Eligibility
You are eligible for coverage if:
- You are a student enrolled in a school or an accompanying family member.
- You are not travelling against a physician’s advice.
- You are not been diagnosed with a terminal condition.
Refund
Full refund if prior to the eff ective date/if student visa is denied/if entry into country is denied/if non arrival to country of study
Partial refunds are also available – consult the policy wording for full details
Pre-existing conditions
Covered if stable in the 90 days prior to the effective date
Claim Procedure
Consult the claim guideline in your policy wording
Exclusion
Any pre-existing condition as defined with the exception of any condition which has remained stable in the 90 days prior to the effective date of the Policy.
- The consumption or abuse of any alcohol, drugs or medication, or any event, act or omission caused or contributed to by the use or abuse of alcohol, drugs or medication.
- Any subsequent claim of the same medical condition or related condition with respect to a sickness or injury which occurred during a covered trip.
- Medical treatment or medical condition originating in your home country
- Long term care or ongoing care
- Refer to policy wording for complete list of all exclusions
Always Carry Your Wallet Card When You Travel!
You must notify the Assistance Centre within 24 hours for any medical emergency!
Don’t Wait! Protect Yourself & Your Family Today.