Our visitors to Canada plans are eligible as super visa insurance when purchased according to Canadian government requirements!
Choose from two plans
The Premier Plan is our recommended plan, for visitors who want additional and upgraded benefits, and those with one or more pre-existing condition(s) (some conditions apply).
The Essential Plan is an option for visitors who are in good health, are not taking any medication, and require a low cost plan.
Who can buy?
- For Ages: 15 days to 85 years
- Those eligible as per the policy wording
Special Features
- Duration: 7 days to 18 months
- Plans are supported by 24/7 worldwide multilingual travel assistance
- Coverage begins once the insured leaves the borders of their home country when purchased prior to departure
- Refund of premium for early return
- No charge to cancel a policy due to visa denial
- Family Rates available
- 10 Day Right to Examine
Premier Plan
Maximum Duration 558 Days
Family Rate 2x Eldest’s Rate
Emergency Medical* $25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen)
Hospitalization Included (Semi-Private)
Services of Physician, Surgeon, In-Hospital Nurse Included
Ambulance Included
Diagnostic, Laboratory & X-Rays Included
Therapeutic Equipment Rental & Purchase Included
Prescription Medications 30 day supply, up to $10,000 per occurrence
Emergency Return Home Included
Emergency Dental* Injury $4,000
Non-Injury Pain $500
Repatriation of Remains $16,000
Cremation/Burial At Destination $6,000
Identification of Remains Round-Trip Airfare + $450 Expenses
Follow-Up Visits Three visits, up to $3,000
Emergency Paramedical Services $500 per category of Practitioner
Visit to Bedside Airfare $3,000 + $1,000 Expenses
Accommodations & Meals $150/Day, Maximum $1,500
Return/Escort of Dependent Children $3,000
Incidental Hospital Expenses (e.g. Television) $250
Return of Baggage & Personal Effects $500
Accidental Death & Dismemberment Up to the plan limit chosen to a maximum of $100,000
Coverage for Pre-existing Conditions Available for some conditions, for visitors up to age 79
Coverage for Side Trips Included
Deductible $0
Deductible Options $250 (-10%) $500 (-15%) $1,000 (-20%) $5,000 (-30%) $10,000 (-45%)
Waived Deductible First $1,000 of deductible waived when hospitalized for 72 consecutive hours
Essential Plan
Maximum Duration 558 Days
Family Rate 2x Eldest’s Rate
Emergency Medical* $25,000, $50,000, $100,000, or $150,000 (Depends on plan limit chosen)
Hospitalization Included (Semi-Private)
Services of Physician, Surgeon, In-Hospital Nurse Included
Ambulance Included
Diagnostic, Laboratory & X-Rays Included
Therapeutic Equipment Rental & Purchase Included
Prescription Medications 30 day supply, up to $1,000 per occurrence
Emergency Return Home Included
Emergency Dental* Injury $2,000 Non-Injury Pain $300
Repatriation of Remains $10,000
Cremation/Burial At Destination $4,000
Identification of Remains Round-Trip Airfare + $450 Expenses
Follow-Up Visits One visit, up to $1,000
Emergency Paramedical Services Not Included
Visit to Bedside Not Included
Accommodations & Meals Not Included
Return/Escort of Dependent Children Not Included
Incidental Hospital Expenses (e.g. Television) Not Included
Return of Baggage & Personal Effects Not Included
Accidental Death & Dismemberment Not Included
Coverage for Pre-existing Conditions Not Included
Coverage for Side Trips Included
Deductible $0
Deductible Options $250 (-10%) $500 (-15%) $1,000 (-20%) $5,000 (-30%) $10,000 (-45%)
Waived Deductible First $250 of deductible waived when hospitalized for 72 consecutive hours
*Coverage under this plan is only for emergencies and does not include routine check-ups. For the definition of ‘emergency’, please review the ‘definitions’ section of the policy wording.
This is a brief description of coverage. Please see policy wording for complete benefits, definitions, exclusions, limitation, terms and conditions.
Underwritten by Old Republic Insurance Company of Canada.
This summary of benefits is for information purposes only. Please refer to the policy wording for full details.
Always Carry Your Wallet Card When You Travel!
You must notify the Assistance Centre within 24 hours for any medical emergency!
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FAQ
Yes, our Visitors to Canada Emergency Medical Insurance Plans meet the super visa requirements when purchased according to Canadian government requirements.
The Essential plan offers coverage for:
- Those who are in good health and require a low-cost plan
- Emergency medical up to the plan limit arising from sudden and unforeseen circumstances
- There are no benefits for any pre-existing conditions
The Premier plan builds on the Essential plan and offers upgraded and additional benefits including:
- Coverage for some pre-existing conditions (be sure to read the policy wording for complete details)
- Accidental Death and Dismemberment (as per the plan limit, up to $100,000 maximum)
- Repatriation of Remains: $16,000
First $1,000 of any deductible waived when hospitalized for 72 consecutive hours
A deductible is the amount of covered expenses, per event, that you are responsible for paying before any remaining covered expenses are paid under the policy. A deductible can help in reducing the overall cost of the insurance premium.
Yes. Family rates are available for a single adult or couple travelling with one or more dependent child or grandchild. Rates are calculated at two times the eldest travellers’ premium.
As per Immigration, Refugees and Citizenship Canada (IRCC), the super visa program requires proof of emergency medical insurance from a Canadian insurance provider for:
- A minimum coverage period of one year, and
- A minimum sum insured of $100,000
Provided there was no claim incurred under the policy, a refund for the unused days will be allowed less an administration fee. To complete the refund, we require proof of your early return to your home country.
Yes. If the super visa application is denied, we will provide a full premium refund of the policy. To complete the refund, we require a copy of the visa denial letter.
- When purchasing a policy, there is a Medical Questionnaire that must be completed in order to qualify for coverage under the policy.
- Review pages 3 and 4 of the policy booklet. The ‘Eligibility Requirements’ must be met to purchase a policy.
- If you have a pre-existing condition and would like to purchase the Premier Plan, be sure your condition is eligible for coverage by reading the ‘Policy Exclusions’ section of the policy booklet.
- Side trips are covered as long as each side trip begins in Canada and is no more than 45-days in duration. At the time of any claim outside of Canada, the accumulated stay in Canada during the period of coverage must be more than 50% of the accumulated coverage days under the policy. The policy does not provide coverage in the home country.
- For details, please refer to pages 5 and 6 of the policy booklet.
No. The policy must be paid in full at the time of purchase. There is no option available to pay for the plan in monthly installments.
- Read the policy wording carefully. A copy is sent by email at the time of purchase.
- Be sure you understand the policy wording and pay close attention to the eligibility, benefits, and exclusions.
- If you do not understand the policy wording or if you have any questions, call your licensed insurance broker.
- If you wish to cancel, you have 10 days from the application date to receive a full refund, provided the policy has not started.
- Make sure you are familiar with the emergency assistance call in process.
- When travelling, carry page three of your confirmation of Coverage (COC) with you at all times. This page has the emergency assistance numbers you will need to call in case of an emergency.
- If there are any questions, call Travelance for assistance 1-855-566-8555