Canadian Snowbirds
Destination: Travel Health Plan provides Emergency Medical Insurance to all Travelling Canadians and more specifically to Snowbirds between the ages of 55 and 89.
Emergency Medical Expenses
Medical Expenses $5,000,000 maximum per insured, per trip
Emergency Hospital Semi-private room accommodation
Medical Appliances Eligible Expenses when prescribed by attending physician
Diagnostic Services Eligible Expenses when prescribed by attending physician. Must be approved in advance by Active Care Management
Prescription Drugs Eligible Expenses limited to 30 day supply for out-patient treatment
Paramedical / Professional Services Up to $500 / practitioner, must be referred by a physician
Ambulance Transportation Eligible Expense
Dental – Accidental blow to mouth Up to $3,000
Relief of Dental Pain Up to $500
Private Duty Nursing Up to $5,000 and must be approved in advance by Active Care Management
Emergency Assistance Services
Expenses to return children under your care Must be approved in advance by Active Care Management
Expenses to return your vehicle Up to $5,000 and must be approved in advance by Active Care Management
Emergency Evacuation and Repatriation When pre-approved and arranged by Active Care Management in consultation with treating physician. Also includes up to $5,000 for search and rescue
Return to Original Trip Destination When pre-approved and arranged by Active Care Management
Subsistence Allowance Up to $150 per day to a maximum of $1,500 when an emergency prevents you from returning to home province or when the emergency requires a change in destination
Return of Deceased (Repatriation) Up to $10,000 for the preparation of body and cost of transportation container, up to $4,000 for cremation at the place of death and up to $10,000 for preparation of body and burial at place of death
Transportation of Family or Friend When approved by Active Care Management, roundtrip economy airfare and up to $150 per day to a maximum of $1,500 for a person of your choice
Pet Return Up to $300
Hospital Allowance Up to $50 per day to a maximum of $250
Pre-existing Conditions
Check your Confirmation of Coverage to confirm if the stability period is 90, 180, or 365 days.
Eligibility
You must meet the following conditions to be eligible for this insurance:
(i) you must be over the age of 14 days, a Canadian resident and be covered by the Government Health Insurance Plan (GHIP) of your Canadian province or territory of residence for the entire duration of your trip;
(ii) you must meet all the eligibility requirements outlined in Part 1 – Eligibility
Requirements of the application form and you must qualify for one of the plan classifications outlined in Part 3 of the application form.
The Destination
Managed by: The Destination: Travel Group Inc.
Underwritten by: The Manufacturers Life Insurance Company (Manulife)
Claims Administration and Assistance Services by: Active Care Management (the Assistance Centre)
Limitations
Exclusions Refer to policy wording for a complete list of Limitations and Exclusions
Always Carry Your Wallet Card When You Travel!
You must notify the Assistance Centre within 24 hours for any medical emergency!
Don’t Wait! Protect Yourself & Your Family Today.