Emergency Hospital & Medical Insurance
The Destination: International Student Insurance provides medical coverage for International Students coming to Canada to study or for Canadian Students studying out of the country.
Summary of Benefits
Maximum Sum Insured $2,000,000
Emergency Hospital Semi-private hospital accommodation
Emergency Medical
- Services of physician, surgeon, anesthetist
- Diagnostics, lab tests and/or x-rays
- Licensed local air, land and/or sea ambulance. Up to $150 for taxi expenses in lieu of ambulance
- Private duty services of a registered graduate nurse up to $15,000
- Rental of medical appliances
- Oxygen and rental of equipment
- Blood and blood plasma
Professional Services Physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, acupuncturist, naturopath, and speech therapist up to $600 per practitioner
Drugs or Medications Up to $10,000 not exceeding a one-month supply
Maternity Benefit Up to $25,000 for pre-natal care and involuntary termination of pregnancy or complications, provided that pregnancy commenced during the period of coverage
Eye Examination One visit during any 12 consecutive month period
Physical Examination One routine physical examination or one consultation for the “morning after pill” when 12 months of coverage has been purchased. Up to a maximum of $150
Transportation of Family Up to $5,000 to transport one family member and up to $1,500 for meals and accommodation
Summary Of Benefits
Emergency Air Transportation / Return home When pre-approved by Active Care Management
Non-Emergency Treatment Up to $3,000 to continue medical treatment when pre-approved by Active Care Management
Accidental Dental Up to $5,000 for emergency treatment resulting from an accidental blow to the face
Dental Emergencies Up to $600 for the immediate relief of acute dental pain
Wisdom Teeth Up to $150 per tooth for extraction of impacted wisdom teeth
Return of Deceased Up to $15,000 for return of remains or up to $5,000 for cremation or burial at place of death
Accidental Death & Dismemberment
- Up to $10,000
- Flight Accident and Common Carrier
- 24-Hour Accident
Psychiatric and Psychological Care Up to $25,000 for inpatient and up to $1,000 for outpatient services
Prescription Glasses, Contact Lenses, and Hearing Aids Up to $200 when required as a result of accidental injury
Tutorial Services Up to $20/hour to a maximum of $400 for a qualified private tutorial service
Trauma Counselling Up to a maximum of $500
Tuberculosis Testing and Vaccination Up to a maximum of $100 for tuberculosis testing and vaccination or immunization during a 12 month period
Other
Pre-existing conditions Covered if stable in the 90 days prior to the effective date
Travelling Worldwide While travelling, other than your country of origin, when at least 51% of the period of coverage is spent in your country of study
Refund Full refund and partial refund available. Refer to the policy wording for more details.
Eligibility
Applicable to Canadian Students studying abroad:
- To be eligible for coverage a person must, as of the effective date:
- be a student age 40 or younger at the time of application enrolled in a school outside Canada; or
- be an accompanying dependent under age 40 of an eligible student; and
- be currently in good health; and
- be insured under the government health insurance plan of the province or territory in which you reside.
The Destination
Managed by: The Destination: Travel Group Inc.
Underwritten by: CUMIS General Insurance Company
Claims Administration and Assistance Services by: SelectCare Worldwide
Limitations
Exclusions Refer to policy wording for a complete list of Limitations and Exclusions
Always Carry Your Wallet Card When You Travel!
You must notify the Assistance Centre within 24 hours for any medical emergency!
Don’t Wait! Protect Yourself & Your Family Today.